If you’ve ever bought an appliance, you’ve probably been offered an appliance protection plan at checkout. Salespeople often don’t explain this and how it can help protect your new purchase.

There’s no need to worry! We’ll walk you through everything you need to know about appliance protection plans to understand precisely how they work. Then, when you make another purchase, you can decide whether or not to add a protection plan.

What’s an Appliance Protection Plan?

To understand what an appliance protection plan is, let’s first explain what a warranty is. If a product has a warranty, it means the manufacturer or retailer will cover certain costs of repairs or replace the product entirely if it doesn’t work properly. Warranties only apply for a specific time. Some are as little as 30 days, while others may last years.

Have you ever heard of an extended warranty? An appliance protection plan and an extended warranty are the same thing. To get an appliance protection plan, you buy a separate warranty plan providing extra and extended coverage for your appliance. Before buying, consider choosing an energy-efficient appliance.

Manufacturers frequently offer appliance protection plans, but the store where you bought the appliance or a third-party company may also provide them. Most protection plans are purchased along with the appliance, but in some cases, you can buy the plan later on.

Which Appliances Should Have an Appliance Protection Plan?

Many purchases come with an offer for an appliance protection plan. Still, some devices may need it more than others. Usually, the more expensive the item, the more costly repairs are for damaged parts or issues. A protection plan could cover the repair costs if you ever have a problem with your appliance.

Consider purchasing an appliance protection plan for more expensive items and home systems like:

  • Refrigerators
  • Freezers
  • Dishwashers
  • Gas stoves
  • Washer and dryers
  • HVAC systems

How Much Does an Appliance Protection Plan Cost?

Every appliance protection plan is unique and will have a different cost. There are a few variables affecting the price of a protection plan.

  1. The cost of the appliance (the higher the cost, the more expensive the plan will be)
  2. The warranty provider
  3. Any current deals or sales
  4. The plan type and length of coverage

The cost of the plan could also be affected by whether or not the item is an Energy Star appliance. Learn more about what Energy Star means.
Trust Kiwi Energy for Optimal Protection
At Kiwi Energy, we know how vital appliance and HVAC protection is. We’re ready to ensure you receive the best plan possible. Contact us to learn more about our plans. Enroll in our protection plans today and see how we can help you protect your home.

What to Look For When Choosing an Appliance Protection Plan

When considering an appliance protection plan, consider three things:

1. Cost

Find a plan that fits your budget and will still cover the significant costs associated with most repairs.

2. The Length of the Plan

You definitely want a plan lasting a significant amount of time. Try to find appliance coverage for years rather than just months.

3. The Plan Coverage

Reading the details is critical here. Make sure you understand what your warranty covers. Don’t purchase an overcomplicated plan with fine print that doesn’t offer the coverage you need.

4. Making a Claim

Review the protection plan and understand the process for filing a claim if damage or a defect occurs. Choosing a plan with a straightforward claim submission process and guaranteed quick response is best.

Are Appliance Protection Plans Worth It?

Yes! An appliance protection plan will help avoid costly repairs should any issues happen with your appliance. A protection plan is worth it, especially when combined with an energy-efficient appliance purchase.

Pros of An Appliance Protection Plan

Appliance protection plans are helpful for a few reasons:

1. Coverage for More Situations

Most warranties only cover manufacturing issues, but many protection plans will cover things in more situations beyond repair costs for defective parts and manufacturing errors. A protection plan may cover power surges, natural disasters, and general wear and tear.

2. Longer Coverage Time

An appliance protection plan will last far longer than a typical warranty. With the variety of available plans, you can often choose the warranty period, giving you more control over your appliance coverage.

3. Easier to Find Repair Services

Many appliance protection plans come with a local contract for repair professionals. This means you won’t spend time seeking a reputable repair company and can get quality help quickly.

Cons of an Appliance Protection Plan

While there are many pros to having a protection plan, there are a couple of cons to be aware of.

1. Misleading Fine Print

Some appliance protection plans try to get more money by using tricky wording. This allows the company to deny a claim should any issues arise. To avoid this, ensure your warranty is easy to understand and read every plan detail before buying it.

2. Too Expensive

Ensure the plan’s cost makes sense. Some programs may cost more than an actual repair. If that’s the case, you may be better off not paying for a plan.


Is a Home Warranty Different From an Appliance Protection Plan?

Yes. A home warranty is a plan that bundles the coverage for a group of appliances and systems. It can include things like a refrigerator, washer, dryer, and dishwasher in the same plan. This program is usually offered when you buy a new home and are purchasing many appliances and new systems simultaneously. An appliance protection plan only applies to one item.

Can I Renew My Protection Plan?

Usually, yes. Protection plans are often renewable, so you can pay for an extension.

Do I Have to Get an Appliance Protection Plan?

No. Most appliances will come with a warranty, but a protection plan is optional.

When Do I Pay for My Appliance Protection Plan?

When you pay depends on the plan you choose. Most appliance protection plans ask for the entire cost upfront. However, some programs allow payments in smaller monthly amounts until it’s paid off.

Are HVAC Maintenance Plans Worth It?

Yes. An HVAC maintenance plan is just like an appliance protection plan. It gives you extended protection and coverage. If there are any issues with your HVAC system, the plan will cover them.

You and your home appliances deserve the best, including the best HVAC protection plan. Without a properly functioning HVAC system, your home will feel uncomfortable quickly. Choose the best plan available with Kiwi Energy.

Trust Kiwi Energy for Optimal Protection

At Kiwi Energy, we know how vital appliance and HVAC protection is. We’re ready to ensure you receive the best plan possible. Contact us to learn more about our plans. Enroll in our protection plans today and see how we can help you protect your home.